17 Oktober 2010

Funds Defrauding Customers: Discover the Mouth ATM Skimmer

Skimmer, customer data theft devices installed at the mouth of an ATM, a popular post-reveal the theft of customer funds BCA cases and 5 other banks in Bali. This tool is made in such a way that looks neat and ordinary customers would consider it nothing is odd.
picture: krebsonsecurity.com
The picture above is one of the skimmer device called a "perfect example" in an article in www.krebsonsecurity.com. The first picture shows the mouth / slots for ATM card in and out of the original. The second picture is an additional tool (electronic data capture) aka skimmer.
The third picture is a form of skimmers that are separated from the original slot. Image of the fourth, after second tool is put together, looks perfect right? Ordinary people would not be ngeh.
Above skimmer found at Citibank ATMs in Woodland Hills, California, USA, on December 6, 2009.
When a customer to enter his ATM card in the slot, the data recorded on the card direct customers. Skimmer is also equipped with micro camera to record the movements of the fingers when pressed the customer PIN.
When customer data and PIN has dikantungi, immediately make a card thief bulging. Customer data has been obtained is inserted into it and armed with a PIN that has been studied, there was a burglary attempt that account.
Last night, Kapoltabes Denpasar Police chief Sr. Comr Gede Alit Widana have found it in a skimmer device ATM machine. How skimmer form, whether the same as the picture above, Gede will show it today.
According to Gede, the tool is installed at the mouth of an ATM. Then, a small camera mounted not far from the ATM machine. Meanwhile, not far from the location of the perpetrator to monitor customer transactions via laptop.
"Later we will invite the head of the bank in Bali. This tool will we demokan in front of them so that they can find out the modus operandi of the perpetrators and patterns of anticipation, "he explained.
This skimmer can ditangkis with anti-skimmer equipment. According to expert digital forensics, Ruby Alam, a number of ATMs in Indonesia has been fitted with anti-skimmer equipment. It's just that the new numbers a bit.
How to avoid Skimming?

    
* Know your ATM machines are used properly.
    
* If possible, use ATMs in the same location as often as possible so it will look if there is change.
    
* Note if there is something strange on ATM machines, such as scratches, spots, tape, glue marks and other suspicious things.
    
* If you find any change or anomaly in the ATM, report on the Bank and the delay / do not do the transaction.
    
* Strive to access ATM's in bank or in a crowded location and light to minimize risk.
    
* For use outside ATM card (on places to shop or restaurant) always look at what the officer on the card and ask if there is a strange behavior.

    * If used while shopping, the card should only digesekkan the official machinery and the cash register, ask the officer when swiping the card to another device (especially if the device is there in hidden places such as behind a desk).

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